SERVICES
Realty Note Investors LLC
Performing and Non-Performing Real Estate Promissory Notes
We provide our Private Lenders an opportunity to become the bank by financing the deal! Realty Note Investors will locate the assets, conduct the due diligence, set the buy price, and determine the exit strategies. We secure our Private Lenders investment with the property or the paper behind the property. Our investors get to review all deals before any commitment is made.
Investing With your IRA & 401K
There are many ways our investors fund our deals; but one of the most popular is through a Self-Directed IRA or 401K.
⦁ When you realize that you have this option to self-direct your IRA and other retirement plans into real estate, you can begin expanding and diversifying beyond the stock market. You can leverage a variety of assets — like mortgages, notes, physical real estate, and private placements.
⦁ Investments for a Real Estate IRA: Single-family homes, apartments, Real estate notes, Partial notes, commercial property, to name a few
⦁ You can rollover from an existing IRA or 401K to a Self-Direct IRA
Buy a Partial
Buying a Partial is an investment where you as the private lender / investor purchases a specific number of payments from a existing performing mortgage at a specific interest rate. Realty Note Investors will provide all the security documents and amortization schedule. This is a great option for truly passive investing.
Loss Mitigation Process
• First, we reach out to the borrower and explain that Realty Note Investors intention is not to seize their home, but to work with them to remain in the home.
• We work with the borrower to understand all hardships impeding their ability to perform on the mortgage.
• Then together we tailor a plan that enables the borrower to begin repaying their debt.
TAKE A LOOK AT
Benefits of Investing
With
Realty Note Investors
Our highly trained & qualified team is available to implement highly successful investment strategies around any residential or commercial Note opportunity.
Sufficient Protection:
RNI goes through a thorough and conservative due diligence process before purchasing any asset. We provide our investors access to all our due diligence, ultimately the deal needs to make sense to RNI and the investor before we move forward.
Insurance:
We purchase insurance for all assets we buy. For assets that do not escrow their insurance and/or hold their own policy, we purchase forced placed insurance to cover our invested interest.
Rates & Terms:
- Current market rates, the deal in question, what works for you as the investor, what works for RNI
- Most of our private loans are set up on a 1–5 year term. However, terms vary based on what the private lender wants and needs. Plus, the allowable exit strategy can be different from one deal to the next. Depending on the aforementioned variables and our plan for the property, RNI might be able to offer a shorter term, or we may ask if you are willing to commit to a longer-term plan. We will always agree on the terms before moving forward.
Company Business Model
- We leverage mortgage notes to reinstate the borrowers, if possible
- When that’s not possible, we rehab and then seller finance or rent the property
- If we purchase a distressed property or REO, we will be structuring an exit strategy to seller finance or rent the property
- Our multi-faceted approach helps real estate investors avoid potential pitfalls by:
- Deploying the right systems and strategies
- Staying on top of current market conditions
- Implementing strict due diligence procedures
- Operating with a conservative approach